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Latest — Jan 15, 2024

Bonds Are Irrelevant

Bonds are irrelevant for longterm investors

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Tolu's Notes

A newsletter about investing & behavioral finance for young investors

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Featured

Now, Who's Richer?

Personal finance tips may be designed to help you be less poor instead of becoming rich. But how do we define wealth in the first place?

Sep 6, 2021 — 7 min read

Personalized Content Feeds Suck. Curation is a Better, Scalable Alternative

Personalized content recommendation algorithms fail to expand user interests despite the deluge of information on the internet

May 6, 2021 — 10 min read

Robinhood Competes With TikTok and Instagram, Not TD Ameritrade or Charles Schwab

The last thing your money needs is more user engagement. Investors are better off using

Mar 26, 2021 — 5 min read

Growth Investors, Let Luck In

Those who believe that Big Tech can't fail are no different from those who believed in the superiority of the Nifty Fifty or Big Oil.

Sep 24, 2020 — 5 min read

Lifecycle Investing - The New Free-ish Lunch

Investors can dramatically improve their returns by slightly increasing their risk and stock allocation.

Feb 23, 2020 — 8 min read

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